Looking for Government assistance for home care package fees, to help your family remain at home?

We show people how the fees are calculated so you can maximise the contribution the government pays towards the cost of your care.

With the Albanese Government's Aged Care Bill passing Parliament, this now means they can deliver 107,000 home care packages in the next two years, a record number, the largest every homecare package release ever.

• Support at Home will create 83,000 additional packages in the 2025-2026 year, building on their existing announcement of an additional 24,000 packages in the 24-25 year.

• 1.4 million older people will have access to the Support at Home program by 2035 to help them stay in their homes for longer.

Help with answering your questions

• This information applies to In-Home Care and Residential Aged Care.

• This doesn’t just benefit pensioners, as self-funded retirees are also included.

• We help you understand aged care fees, so you can minimise your costs to make informed decisions. Our support ensures you stay on track, adjusting your approach as needed to optimise your financial outcomes.

• You can apply for government subsidised home care or pay for private care. Older people who are finding it difficult to live at home without help may be suitable for home care packages. This support may allow you to stay in your home longer and avoid (or defer) the need to move into residential care.

• In residential aged care services you need to pay a contribution towards the costs of your care, but they are largely subsidised by government.

• We show people how the fees are calculated so you can maximise the contribution the government pays towards the cost of your care.

Know that you can speak with the same person next time if you have more questions:

• How do you minimise your contributions to Aged Care fees (contributing to the cost of your care) - your contributions depend on category and your financial means.

• What is Means-Testing?

• How does Means-Testing affect fees you pay? How is Means-Testing calculated and used?

• What can cause your fees to change?

• How much can I earn?

• What impact does a Reverse Mortgage or Home Equity Access Scheme (HEAS) have on my assessment?

• Are you aware there are two different types of superannuation income streams important to Means-Testing? Which one is yours?

• Why is understanding these different superannuation types important to calculate Means-Tested fees?

• What is grandfathering? Does this apply to you?

  Sounds complex. We can help you understand how it all works.

  Understanding Means-Testing is key to managing aged care fees—it determines your contribution based on your finances. Factors like income, assets, superannuation types, and how Reverse Mortgages or Home Equity Access Scheme (HEAS) impact assessments. Grandfathering rules may also apply if you are eligible, affecting your assessment. Staying informed ensures smarter aged care planning, so you can take the next step with confidence.